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We Are Provide All Type Loan
Welcome
About our company
Satyam Financial Service
Satyam Finance is a financial company that helps millions of people to make their dreams come true. Whether it is about buying a home, starting a new business, some investment, or any other personal need we are always there to help people and do not worry about the money.
SATYAM FINANCIAL SERVICE LIMITED
Personal Loan
There are many such situations in our life where we do need some urgent money for our personal use and that cannot be ignored. Personal loan is for such purposes and make it easy for a person to fulfil their financial requirement without any delay. This often proves to be helpful in the times of requirements. Personal loan is mostly preferred by the people because of its low rate of interests, small EMIs and quick approvals. Moreover, it does not require any documentation like other loans required. There are many benefits of personal loan, which makes people to apply for such loan.
This loan can be used for any purpose. Usually there is no need guarantor but sometimes there is need of guarantor or some valuable thing.
What is the eligibility of personal loan?
There are many other conditions, which are applied while a person is applying for the personal loan.
The most important thing that matters is the eligibility of an applicant for repaying their EMI. Usually such loan is lending to such people those who do not spend 50% of their salary for such purposes. So application approval completely depend up on the repaying capacity of an applicant.
Usually many banking and non-banking financial companies decide the loan amount after calculating the monthly income. Usually the loan amount goes up to 30 times of their monthly income.
Where you should use personal loan?
The reason for applying for the personal loan can be any. It can be buying a car or a bike, going on a vacation, money needed to renovate house, marriage purposes and there are be any reason. Even personal loan can also be used to repay any other loan. Some people also use it to expand their business or any business related issues. It completely depend upon the requirement of the borrower.
Business Loan
Business loan is for those who wanted to start their own business, expanding it and fulfilling the other business financial requirements. This helps businesspersons to meet their urgent financial needs to grow their business. This type of loans are usually unsecured loans which are most commonly used to expand existing business, boost business production, buy new machinery and there are lot more things. The Micro, small and medium enterprises does have very little access to the basic business loans this is the reason they do have to face financial difficulties. But, Laxmi Narayan Finance Makes it easy to get business loans and increase the opportunity to increase the cash inflow.
Make your dream business to grow
There are many between us those who wanted to start their business but the lack of capital and business loans information makes it tough for them to start their own business or drop the dream of becoming a businessperson.
A capital amount is very important to start a business and today with the help of Laxmi Narayan Finance It becomes easy to get business loans. So, in case you wanted to start a business but money is the only reason of the problems then we can help you in that. Completing minimal documentation will surely make it easy to get loan and start your business.
Easy business loans to Micro, Small and Medium Enterprises
Usually the small business owners always have to face problems when they go to the bank for loan. They do have to come empty-handed but they have nothing to mortgage. But, Laxmi Narayan Finance Provide the business loan without asking for anything to mortgage. Our services have helped many micro and small-scale business to improve their productivity and expand it. We assist in entire loan process and make help them to speed up the product and bring increase in profit.
Loan against Property
Loan against property is also known as the mortgage loan. This is the secured loan, which is also taken for the personal use, but the thing is that we have to keep our property as security of collateral. Many times, there arise the need of funds but getting money is not that easy. The loan is the only option left. There are many kinds of the loans available like home loan, business, education and any many other loans are available. There are some loans where we do have to keep our property or any other thing in possession of bank until loan is not cleared. Loan against property or mortgage loan is that kind of loan.
Eligibility for loan against property
There is list of the documents, which makes you eligible for the loan against property. Below is that:
- Salary slips for salaried employees
- Bank account statement of the last 3 months
- Pan and aadhar card
- Valid address proof
- Copy of documents of the property that has to be mortgage
Salaried and self-employed people aged 25 to 70 years are eligible for loan against property. Laxmi Narayan Finance Provide such kind of loans in an attractive interest rates.
Features of loan against property
There are many things, which make it easy for a person to take such kind of love. Here are some benefits of taking loan against property:
- It can be used to for personal or business funding
- Money transferred to the account within 2 days
- The property should have to be on the name of the applicant or co-applicant. The property can be residential or industrial.
- The interest rates are very low because the property is in mortgage
- This has longer repayment tenure, which can be up to 15 years
- Any vacant of rented property can also be mortgaged
In addition, there are lots of the other features. If you need funds then Satyam Finance Limited helps you in that.
Home Loan
Buying a dream home is the desire of every person. However, still buying a house needs the huge funds, which not every person can afford. Apart from this one who just thinking about buying a house they do have to go through lot of time-consuming process. This is what makes many to buy or not to buy their dream home. We know that buying a home can be a tedious task but we are here to make you to know the right process of taking a home loan. We make it easy for you to live rest of your life in your rent-free home. Laxmi Narayan Finance Is an ideal solution for your home loan needs.
Documentation required for applying home Loan
When applying for the home loan firstly the income, KYC and documents related to land or a house owned by applicant is very important. This ensures that the land or the particular house is free hold or the development authority allots it. It is also possible to get home loan on leasehold properties. Apart from this, plot documents, plan and layout of the plot approved by local bodies are also required. Moreover estimated cost of the construction is also required if you want a home loan.
Things to know while applying for home loan
Home loan is the secured loan, which is usually taken by a person when they wanted to buy ready to move, property being built or resale property by developer. Building a house of the land, expansion of house, it is possible to convert existing home loan and this amount can be used for any of the purpose like buying home or building a home.
Any property owner who is looking to transform their property can apply for home renovation loan.
MORTGAGE LOAN
FOR BUSINESS CLASS: PAN CARD/VOTER I.D/LAST TWO YEARS INCOME TAX RETURNS FRONT PAGE COPY/BANK PASSBOOK FRONT PAGE COPY/ELECTRICITY BILL/RATION CARD OR GAS BOOK COPY/OPTIONEL: IF YOU HAVE BUSINESS REGISTRATION COPY.
Documents REQUIREMENT:
- 2 Recent Passport Size Photographs (Valid up to last six month captured)
- Last two month Pay Slip
- Address Proof
- I.D Proof
- Bank Statement of last Three month.
Documents Valid as Address PROOF:
- Rashan Card
- Electricity Bill
- Mobile Bill
- Land Line Bill
- Passport
- Mool Niwas Patra
- House Tax Slip Water Bill
- Gas Bill etc.
Documents Valid as ID PROOF:
- PAN Card
- Voter Card
- Driving License
- Job certificate (at present) issued from company in which works
- College Identity Card, Etc.
- At IBL FINANCE LIMITEDLtd the Home Loan eligibility criteria is defined by various factors as mentioned below:
- You are an Indian resident.
- You are between 21-70 years of age.
- THE MINIMUM LOAN AMOUNT IS 1 LAKH AND MAXIMUM 10000 CORES.
PROJECT LOAN
PROJECT LOAN FOR BUSINESS CLASS: PAN CARD/VOTER I.D/LAST TWO YEARS INCOME TAX RETURNS FRONT PAGE COPY/BANK PASSBOOK FRONT PAGE COPY/ELECTRICITY BILL/RATION CARD OR GAS BOOK COPY/OPTIONEL: IF YOU HAVE BUSINESS REGISTRATION COPY.
Documents REQUIREMENT:
- Photocopy of Project Report.
- Client’s five latest passport size photographs.
- Address proof and identity proof of the loan.
- PAN Card of the Company.
- I.T.R. Last 1 years and Bank Statement of 3 months.
- Photocopies of property documents.
- Documents Valid as Address PROOF:
- The company accepts following document from the client side in the case of loan
- Electricity Bill
- Mobile Bill
- Land Line Bill
The Document REQUIRED:
- 2 Recent Passport Size Photographs (Valid up to last six month captured)
- Last two month Pay Slip
- Address Proof
- I.D Proof
- Bank Statement of last Three month.
- Documents Valid as Address PROOF:
- Rashan Card
- Electricity Bill
- Mobile Bill
- Land Line Bill
- Passport
- Mool Niwas Patra
- House Tax Slip Water Bill
- Gas Bill etc.
- Documents Valid as ID PROOF:
- PAN Card
- Voter Card
- Driving License
- Job certificate (at present) issued from company in which works
- College Identity Card, Etc.